Insurance Disputes

Insurance Disputes

You pay a handsome premium for your home and property insurance, so when disaster strikes, you expect your claim to be honored in full by your insurance company. Unfortunately, not all valid claims are approved. This is where insurance disputes come into play.


What Is An Insurance Dispute?

Technically, an insurance dispute is any dispute that arises between an insurance company and a policy holder. Common insurance disputes involve dishonored claims, claim payouts, and the terms of the insurance policy regarding covered property and incidents.


Do I Need an Insurance Attorney to Resolve an Insurance Dispute?

Insurance claims and disputes can be tricky to navigate. When you’re involved in an insurance dispute, you can greatly increase your chances of a satisfactory resolution by hiring an experienced insurance attorney. This legal professional can help you carefully inspect your insurance policy from a legal standpoint and advise you on your options. He or she can also walk you through the process of fighting a claim denial or otherwise resolving your dispute.


How Are Insurance Disputes Resolved?

As is the case with all types of disputes (legal or otherwise), the best way to resolve an insurance dispute is by preventing it from happening in the first place. The best way to do this is to carefully review all of your insurance policy documents upon purchasing the policy and then regularly thereafter. This practice can prevent common misunderstandings that often lead to insurance disputes.

In cases where insurance disputes do arise, there are procedures for insurance disputes resolution. These procedures may include writing a letter to the claims adjuster, filing an official complaint, and enlisting third-party appraisers to inspect property damage. Formal mediation or litigation may also be required in some cases.


How to Choose the Best Insurance Disputes Lawyer

If you find yourself facing a denied claim or low settlement from your insurance company, you don’t have to face it alone. With the help of a good insurance lawyer, you can get the support you need to resolve your dispute and recover the payout required to cover your damages. When choosing an insurance disputes lawyer, look for one with plenty of experience practicing insurance law.

At Ensberg Law Group, we have numerous years of experience helping West Covina home and property owners resolve disputes that arise with their insurance companies. It would be our pleasure to help you too. Call our office today to schedule a private consultation.

5 star ratingI found Stephen Ensberg office on yelp when searching for a lawyer who specialized in business. He helped me to interpret a buyout offer for my shares of a business. I thought I was pretty smart as a business professional and had seen plenty of legal paperwork in my line of business but this particular agreement seemed like it was written in a different language. Mr. Ensberg was able to explain it to me in words I could understand and he also found it to be very one sided and not in my best interest to sign. He wrote me a letter to present to my business partners and we are currently working on a new agreement. Without his recommendation I could have gotten myself into problems down the line. He answered all of my questions personally via email and over the phone which I really appreciated. I hope to not need his services in the future but if I do I'll be heading straight to his office!

Monica M. Avatar
Monica M.
10/29/2019