Foreclosure

Foreclosure

Foreclosure is an unfortunate but sometimes inevitable consequence of defaulting on a mortgage loan. If you find yourself facing foreclosure in California, you don’t have to do it alone. A good foreclosure defense attorney can help you explore alternatives to foreclosure and defend your best interests.


The Foreclosure Process and California Foreclosure Laws

In California, the foreclosure process is very complex. In order to grasp it, you’ll need to understand legal concepts such as judicial versus non-judicial foreclosure, title deeds, and right of redemption, for example. Experienced foreclosure lawyers in the state can help you understand the steps involved in the process and advise you on your rights, alternatives, and the best course of action.


Foreclosure Alternatives in California

Not all attempts to foreclose on a property are successful. That’s because you have rights as a homeowner in the state of California, even if you get behind on your mortgage payments or can no longer afford to make payments. With the help of professional foreclosure lawyers, many individuals facing foreclosure can have their loan modified or take advantage of other types of mortgage foreclosure alternatives such as right of redemption, for example.

While stopping a foreclosure is the goal, achieving this ideal outcome isn’t a guarantee. Even if keeping your home isn’t an option, though, a foreclosure attorney can still represent your best interests so that you can move forward with some degree of financial security.


How to Choose the Best Foreclosure Defense Attorney

Foreclosure is a very serious matter than can have grave consequences both in the short-term and long-term. In order to keep foreclosure from crippling you financially, you’ll need the help of a good foreclosure lawyer. It’s best to select one with numerous years of experience working with mortgage loans and foreclosures.

At Ensberg Law Group, we have several decades of combined experience with foreclosures and foreclosure alternatives in California. We know the laws of the state and how to use them to our clients’ benefit. We’ve helped hundreds of West Covina homeowners as well as homeowners throughout Southern California keep their homes through loan modification and redemption. While we can’t guarantee any specific result, we can help you make the best of your individual situation. If you’re facing foreclosure in California, don’t go it alone. Call us today to schedule an appointment for your private legal consultation.

5 star ratingWe contacted Stephen Ensberg to seek help on a lawsuit against us by a bank lender. He met with us right away and helped us promptly prepare all documents needed to be filed with the court. He helped us also put together strategy to reach a resolution of this dispute on terms that were agreeable to us, and which we would not have been able to do on our own. He saw us in a short notice and did the work while we were present and waiting. He gave us good advice and we would not hesitate to recommend him to others on litigation or other commercial disputes.

Alberto E. Avatar
Alberto E.
3/29/2015